The Washington State Office of the Insurance Commissioner released a bulletin on October 30, 2018, announcing a new rule around Short Term Limited Duration (STLD) medical plans. LifeMap's Short Term Medical (STM) plan is subject to this rule which went into effect November 16, 2018.
A section of the rule requires Washington STM policy sales with a January 1st effective date to be suspended during the ACA annual enrollment period. In accordance with this rule, LifeMap is not authorized to sell STM Plans in Washington with an effective date in the month of January during the ACA Annual Enrollment period of November 1, 2020 through December 15, 2020.
Applications submitted for enrollment with effective dates outside of January 2021 will be accepted during the ACA open enrollment period.
It is LifeMap's mission to provide financial protection to customers through all of life’s transitions. We truly believe our STM policy provides temporary piece of mind at an affordable rate until a member's ACA coverage begins, can find a new job, or qualify for more permanent and comprehensive coverage.
If you have questions, please contact our Customer Service team M-F, 8am-5pm PT at 1 (800) 756-4105 or email firstname.lastname@example.org.