How much coverage do you need? How long will you or your family be able to pay for expenses if you can no longer work?

According to the Federal Reserve, the average American family has less than $4,000 in savings (not including retirement). If you get hurt and can’t work – or worse, if you die and your family loses a major source of income – the bills don’t stop. Insurance helps cushion the blow to your pocketbook and protect your family’s financial future.

If your employer is offering disability insurance, use our calculator to help you determine how much insurance you need to continue to pay the rent, buy groceries, or save for your children’s education should life take an unexpected turn.